WHTSNXT

Terms of Use

Last updated: 23 August 2026

Pending item The legal entity name, registered address, and governing law below are placeholders pending incorporation, and this document should be reviewed by qualified counsel before the site is used to collect live enquiries.

Who we are

This site is operated by [WHTSNXT legal entity name, to be inserted on incorporation], currently based in Hong Kong. By using this site, you agree to these terms.

What WHTSNXT is — and isn't

WHTSNXT introduces qualified enquiries to regulated, independent mortgage brokers and specialists in the relevant market. We are not a lender, a mortgage broker, or a bank, and nothing on this site constitutes financial, legal, or tax advice. Any mortgage or financial product you're offered is provided by the third-party specialist you're introduced to, under their own terms and regulatory status — not ours.

Using this site

You agree to use this site lawfully, and not to:

Intellectual property

The WHTSNXT name, brand, and the content, design, and code of this site are our property (or used with permission) and may not be reproduced without our written consent.

No warranty

This site is provided "as is." We don't guarantee that a broker introduction will result in a mortgage offer, or that any specific rate, term, or outcome will be available to you. Outcomes depend on your circumstances and the lender's or broker's own criteria.

Limitation of liability

To the fullest extent permitted by law, WHTSNXT is not liable for any loss arising from your use of this site, your reliance on its content, or your dealings with any broker or specialist we introduce you to.

Third-party brokers

Once introduced, any agreement you enter is directly between you and that broker or lender. We're not a party to it, and we're not responsible for their advice, conduct, fees, or outcomes.

Governing law

These terms are governed by the laws of [jurisdiction, to be confirmed on incorporation].

Changes to these terms

We may update these terms from time to time. We'll update the date at the top when we do.

Contact

Questions about these terms: hello@whtsnxt.xyz.